Do you ever notice how some purchases keep you smiling for years, while others stir up disappointment or regret within weeks?

In midlife and beyond, many of us crave less so we can make room for more. Rarely is that craving satisfied by filling our lives with meaningless clutter or making another thoughtless purchase in the checkout line.

What we want is…

Set money aside to cover expected future expenses with sinking funds. Different from emergency funds, sinking funds help you have the money there when you need it. Keep reading to lower your financial stress and kickstart your sinking funds with a 4-week challenge.